I think we must define what "luck" is since it can mean different things to different people. As ND as stated many times Baccarat is a game of luck. I agree with that but it doesn't mean making wagers in a random throwing mud at the wall kind of thing. To me it simply means an absence of a defined mathematical edge. Because one is using "statistical limitations" and experience plus MM doesn't mean it is a game of science like BJ for instance. I suppose skill, experience and discipline contribute to that luck. Is it true that chop is the majority? Maybe it's a matter of perspective? If 1's and 2's are chop then they are 62% or majority but we can't bet both at same time so whatever we wager approximates a 50/50 outcome. If we bet OLD win 50%. If we bet FLD we win 50%. So........? the trend is your friend!